Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 26626 | Insured | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Charter | national/federal charter / Charter No. 25377 | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
Fintech partnership program
Public sources document that this institution operates or has operated a banking-as-a-service / fintech partnership program. Program type(s) per the cited sources: payments, deposits. Status: Active, under public enforcement remediation (as of Aug 18, 2026).
Federal Reserve cease-and-desist (Sept 2024) re virtual-currency customers and correspondent banking; a new OCC cease-and-desist was reported June 2026 following the bank's national charter conversion.
Federal Reserve cease-and-desist order, per The Block ↗
Primary order document not fetched; characterization per cited coverage. Characterization not independently verified against the primary document.
Troutman — OCC issues cease-and-desist against United Texas Bank after charter conversion ↗
Segment membership is compiled from the cited public sources; it is a statement of public record, not an assessment of any program. All documented fintech partner banks.
Enforcement history
Penalty: $0
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding United Texas Bank, National Association, dated 2026-06-16. The action includes a civil money penalty of $0. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5375ff1339bc.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 26626)
- Federal Reserve NIC profile (RSSD 726953)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record: 1 item(s) on record.
- enforcement_clear: 1 open action(s)
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5375ff1339bc
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