AI Neoservices compliance ยท forward deployed compliance officers
The entire compliance stack, verticalized into one AI-powered system. Run for you by an officer who stands behind the work.
Rupture Labs is an AI Neoservices company. We've built every layer of the compliance stack, from the regulatory record through testing, monitoring and the board pack, into one system: Compliance Command Center. Your forward deployed compliance officer, with more than ten years of compliance leadership, runs it with you and stands behind the judgment. It tests every transaction, screens your customers, and puts a dollar figure on every gap, so you know what to fix first and can prove it to your bank and your examiner.
AI lets your forward deployed compliance officer work faster and see around corners. Your officer makes the call.
- 10+ yearsof compliance leadership, every officer
- 100%of records tested, not a sample
- $ on every gapso you fix what costs most first
- Every 6 hourssanctions lists refreshed at the source
Deterministic where it decides. Generative only where it writes.
The problems we solve
Your sponsor bank wants proof. Your examiner wants it soon.
Your challenge, our solution.
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Budget line: independent testing
Your problem
"Our independent test is due, and last year's sampled twenty-five files and told us nothing we could act on."
Our solutionBSA/AML independent testing
The annual test the rules require, run against every record, with work papers an examiner can follow and every finding priced in dollars.
See independent testing -
Budget line: control testing
Your problem
"Our sponsor bank keeps asking us to prove our controls work, and all we can show them is a policy."
Our solutionAutomated control testing
Every account and every transaction tested against each control, not a sample of twenty-five, with the exceptions listed record by record.
See control testing -
Budget line: remediation
Your problem
"We have a list of findings, a deadline to close them, and no one free to run the fix."
Our solutionRemediation and issue management
A plan ordered by what each gap is worth, fixes built with your team, and every issue tracked until the evidence shows it's closed.
See remediation -
Budget line: audit readiness
Your problem
"A partner bank or a big customer wants our SOC 2, and we are gathering the same evidence for the third time."
Our solutionSOC 2 and PCI readiness
Readiness and remediation before your examination, with evidence collected once and reused across every framework you answer to.
See readiness -
Budget line: screening
Your problem
"We cleared a sanctions match last year and nobody can show the examiner why."
Our solutionSanctions screening
Lists taken directly from the issuing authorities and refreshed every six hours, with the evidence kept alongside each match decision.
See screening -
Budget line: look-back
Your problem
"Our monitoring missed activity for months, and now every alert in that period has to be reviewed again."
Our solutionLook-back reviews
Every transaction and alert in the period re-tested and documented, with the records that need judgment sent to a practitioner.
See look-back reviews -
Budget line: marketing review
Your problem
"Our sponsor bank wants every campaign reviewed before it runs, and the queue is one person."
Our solutionMarketing compliance review
Each piece checked against the consumer protection rules that apply to it, with every finding cited and a log your bank can read.
See marketing review -
Budget line: licensing
Your problem
"We are expanding into new states, and every licence application starts from scratch."
Our solutionLicensing pathways and state packets
A free comparison of your licensing paths, then a complete application packet for each state you choose.
See licensing
What we are
The accountable person and the platform, together.
Your business, read the way a regulator reads it.
- Regulatory weatherWhat regulators are focused on right now, matched to what you do.
- Peer enforcementHow regulators have treated companies like yours, and what it cost them.
- Reputational riskWhat enforcement records and the news say about you, your owners and your partners.
All three, dialed into your specific business.
Most firms sell you software or they sell you people. We sell both as one: an officer who's accountable for your program, and a platform that does the heavy work, built on the real enforcement record. That's how one officer covers what would otherwise take a team.
- The recordThe regulatory and enforcement record, mappedWe collect, tag and map the regulatory and enforcement record ourselves: more than 340 sources and about 4.1 million records, tied to the obligations they create.
- The softwareCompliance Command CenterGovernance, controls, evidence and issue management; enterprise risk with dollar exposure and a board pack; and answers that cite their source or say they can't.
- The workflowFrom the alert to the filingTransaction monitoring through to a SAR ready for you to file with FinCEN, customer onboarding and KYC, sanctions screening and ongoing customer monitoring.
- The officerA named officer who stands behind the workYour forward deployed compliance officer puts their name on your program and stands behind the judgment in it. Our industry rulebooks map your obligations once per industry, so your officer's time goes to expertise and accountability, not setup.
The platform, step by step
One path through your whole program.
Each circle is a part of the platform, and each one opens its own page. Start wherever the pressure is. Each step feeds the next, so the work you pay for once keeps paying off.
- 1
Regulatory inventory
Know what applies: every rule, cited to its source.
Replaces GRC regulatory library
- 2
KYC and screening
Know who you serve, screened against the lists as published.
Replaces KYC/KYB and screening software
- 3
Transaction monitoring
Watch every transaction, with every check on the record.
Replaces Transaction monitoring software
- 4
Control testing
Test every control on every record, not a sample.
Replaces GRC control testing
- 5
Issue management
Fix what matters first: priced in dollars, tracked to closure.
Replaces Issue tracking and ERM software
- 6
Audit trail
Prove it with a signed report anyone can verify.
Replaces Board reporting and evidence tools
Regulatory change management
Stay current. When a rule changes, the loop starts again with only the changes that touch you.
Replaces Regulatory change feed
One engine, many rulebooks
The same model, in every domain we serve.
The engine isn't built for one kind of vertical. Each domain is a rulebook in the same platform, run by a practitioner who knows it. For anyone, from early-stage startups to enterprise organizations.
- Financial servicesBanks, credit unions, fintech and BaaS programs, and money transmitters.
- Information securityReadiness before your SOC 2 examination or PCI DSS assessment, with evidence collected once.
- Environmental and product compliancePackaging EPR in the US states and the EU, chemical registration under EU REACH and US TSCA, and EU sustainability reporting.
- Data privacyGDPR, CCPA and the other US state privacy laws, HIPAA privacy, and Brazil's LGPD.
- AI governanceThe EU AI Act, and model risk management for the AI and models you build or buy.
- Financial reporting controlsSarbanes-Oxley internal control over financial reporting, for public companies and those preparing to be.
- Operational resilienceThe EU Digital Operational Resilience Act and the New York cybersecurity regulation.
Outcomes
Less time defending the program. More time running it.
- Find the gaps before the examiner does
- Every record is tested, so a problem cannot hide in the files nobody pulled.
- A report your bank will accept
- Each finding is cited to the rule it breaks and backed by the records that show it.
- Fix what matters first
- Every finding arrives priced in dollars, so your remediation plan is ordered by what each gap is worth.
- Inside a budget you already have
- The work replaces an engagement you already pay for. It does not add a new line to your budget.
How the work is done
The audit you already buy, performed by an engine.
- Every record testedControls are tested against the full population of accounts and transactions, not a sample of twenty-five.
- Every requirement citedEach requirement the work runs against is cited to the rule it comes from, with the facts behind it labelled.
- Findings pricedFindings arrive priced in dollars, so remediation is ordered by what each gap is worth.
- A signed reportThe report is signed, and any reader can check that nothing in it changed after signing.
What happens next
Three steps from here.
- 01
A conversation
Tell us what is happening: the letter, the deadline, the request from your bank. We tell you plainly whether we can help.
- 02
A written scope
What we will test, what you will receive, when, and what it costs, in writing before you commit to anything.
- 03
The work, and the report
We test, a practitioner reviews and signs, and you receive a report you can hand to your board, your bank and your examiner.
Not sure what applies to you?
Name the company and we send back the requirements that apply to it, each cited to its rule. Obligations, not findings: it tells you what applies, not whether you meet it. Free.
Who we serve
Built for the teams that carry the most with the least.
Fintech and BaaS programs
A small compliance team, a sponsor bank asking for evidence, and no time to build the program by hand.
For fintech teamsCommunity banks and credit unions
The same examination expectations as a large bank, with a fraction of the staff.
For community banksLaunching or expanding
Charter applications, money transmitter licensing in new states, and new sponsor bank programs.
For new programsIndependent testers and associations
Deliver the test on the engine, sign the report, keep the client.
Become a delivery partner
Kintsugi (金継ぎ)
Stronger at every break.
Drag or click the pieces to assemble the mark
0 of 3 pieces in place
"Rupture is not destruction. It is revelation."
In Kintsugi, broken pottery is repaired with gold. The fracture is not hidden. It becomes the most valuable part of the object.
Compliance programs break in predictable places: between teams, between tools, and where the logic lives in one person's head. We build through those fractures rather than around them.
Talk to a practitioner
Book a 15-minute chat with our founder.
A real conversation with a senior compliance leader, to see if there's a fit. Not a sales call, not a demo, no pressure.