Regulatory footprint

RegulatorRelationshipLicense type / IDStatusStatus dateSource
FDICInsurancedeposit insurance / FDIC Cert. 34781InsuredAug 11, 2026Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
FDICSupervisionprimary federal regulatorActiveAug 11, 2026Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

Compliance obligations

BSA/AML

FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

OFAC sanctions

United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

Fintech partnership program

Public sources document that this institution operates or has operated a banking-as-a-service / fintech partnership program. Program type(s) per the cited sources: lending, payments. Status: Active (as of Aug 18, 2026).

The EasyPay Finance partnership drew FDIC enforcement (Oct 2023 batch) and a Feb 2023 CRA downgrade citing UDAP violations; the current partner roster is unclear from public sources.

Regulator record · Oct 27, 2023

FDIC October 2023 enforcement release (PR-23-097) ↗

The $315,000 CMP figure is per a Bankers Online summary, not independently verified; docket number not obtained.

Press coverage · Feb 15, 2023

NCLC — FDIC downgrades TAB's CRA rating citing UDAP tied to EasyPay ↗

Advocacy source.

Fintech partners named in the cited sources: EasyPay Finance. Partner lists reflect only what the cited sources name and may be incomplete or historical.

Segment membership is compiled from the cited public sources; it is a statement of public record, not an assessment of any program. All documented fintech partner banks.

Enforcement history

Dec 23, 2008 · FDIC · Cease and Desist / Consent Orders

Terminated Apr 2, 2012.

The Federal Deposit Insurance Corporation issued a cease and desist / consent orders regarding Transportation Alliance Bank, Inc. d/b/a TAB Bank, dated 2008-12-23. The action was terminated on 2012-04-02.

Order document ↗

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.

Jul 21, 2010 · FDIC · Assessment of Civil Money Penalty

No termination appears in the source record.

The Federal Deposit Insurance Corporation issued an assessment of civil money penalty regarding Transportation Alliance Bank, Inc. d/b/a TAB Bank, dated 2010-07-21. No termination of the action appears in the source record.

Order document ↗

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.

Apr 2, 2012 · FDIC · Cease and Desist / Consent Orders

No termination appears in the source record.

The Federal Deposit Insurance Corporation issued a cease and desist / consent orders regarding Transportation Alliance Bank, Inc. d/b/a TAB Bank, dated 2012-04-02. No termination of the action appears in the source record.

Order document ↗

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.

Oct 4, 2023 · FDIC · Assessment of Civil Money Penalty

No termination appears in the source record.

The Federal Deposit Insurance Corporation issued an assessment of civil money penalty regarding Transportation Alliance Bank, Inc. d/b/a TAB Bank, dated 2023-10-04. No termination of the action appears in the source record.

Order document ↗

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot 307da53793f0.

Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.

Filings

No filings captured yet.

Official records portals

Public record status

Record status

Record: 1 item(s) on record.

This reflects public government records only. It is not an assessment of any company's compliance program.

Profile status

Claim statusUnclaimed.
Validation statusNot independently validated.

Sources & corrections

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