Regulatory footprint

RegulatorRelationshipLicense type / IDStatusStatus dateSource
FDICInsurancedeposit insurance / FDIC Cert. 33928InsuredAug 11, 2026Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OCCCharternational/federal charter / Charter No. 22545ActiveAug 11, 2026Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OCCSupervisionprimary federal regulatorActiveAug 11, 2026Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

Compliance obligations

BSA/AML

FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

OFAC sanctions

United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

Fintech partnership program

Public sources document that this institution operates or has operated a banking-as-a-service / fintech partnership program. Program type(s) per the cited sources: payments, cards. Status: Active (as of Jul 15, 2026).

OCC Formal Agreement AA-NE-2025-05 (Jan 17, 2025) over payment activities oversight and prepaid program-manager monitoring was terminated July 2026.

Regulator record · Jan 17, 2025

OCC Formal Agreement AA-NE-2025-05 ↗

Segment membership is compiled from the cited public sources; it is a statement of public record, not an assessment of any program. All documented fintech partner banks.

Enforcement history

Feb 9, 2009 · OCC · Formal Agreement

Penalty: $0

Terminated Sep 26, 2014.

The Office of the Comptroller of the Currency issued a formal agreement regarding Patriot Bank, National Association, dated 2009-02-09. The action includes a civil money penalty of $0. The action was terminated on 2014-09-26.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 9b51ae0104ae.

Nov 7, 2018 · OCC · Formal Agreement

Penalty: $0

Terminated Sep 1, 2021.

The Office of the Comptroller of the Currency issued a formal agreement regarding Patriot Bank, National Association, dated 2018-11-07. The action includes a civil money penalty of $0. The action was terminated on 2021-09-01.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot d3eb034b64a2.

Jan 14, 2025 · OCC · Formal Agreement

Penalty: $0

Terminated Jun 30, 2026.

The Office of the Comptroller of the Currency issued a formal agreement regarding Patriot Bank, National Association, dated 2025-01-14. The action includes a civil money penalty of $0. The action was terminated on 2026-06-30.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot d3d261b3a439.

Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.

Filings

No filings captured yet.

Official records portals

Public record status

Record status

Record status: verification in progress as of Aug 13, 2026.

This reflects public government records only. It is not an assessment of any company's compliance program.

Profile status

Claim statusUnclaimed.
Validation statusNot independently validated.

Sources & corrections

To report an inaccuracy in this profile, see the corrections policy.