Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 35274 | Insured | Aug 10, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 10, 2026 |
| OCC | Charter | national/federal charter / Charter No. 23903 | Active | Aug 10, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 10, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 10, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 10, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 10, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 10, 2026
Fintech partnership program
Public sources document that this institution operates or has operated a banking-as-a-service / fintech partnership program. Program type(s) per the cited sources: deposits, cards, lending. Status: Exited (as of Nov 17, 2025).
About 70 fintech partnerships at peak per American Banker; BaaS fully exited by end of 2024; OCC consent order terminated November 2025.
OCC Formal Agreement re fintech-partnership oversight (Aug 2022), per Banking Dive ↗
OCC docket number not located in compilation. Characterization not independently verified against the primary document.
OCC Consent Order replacing the 2022 agreement ('troubled condition'), per Banking Dive ↗
OCC order number not surfaced in compilation. Characterization not independently verified against the primary document.
Banking Dive — OCC terminates Blue Ridge Bank consent order ↗
Segment membership is compiled from the cited public sources; it is a statement of public record, not an assessment of any program. All documented fintech partner banks.
Enforcement history
Penalty: $0
Terminated Jan 24, 2024.
The Office of the Comptroller of the Currency issued a formal agreement regarding Blue Ridge Bank, National Association, dated 2022-08-29. The action includes a civil money penalty of $0. The action was terminated on 2024-01-24.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot ce747b85b618.
Penalty: $0
Terminated Nov 13, 2025.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Blue Ridge Bank, National Association, dated 2024-01-24. The action includes a civil money penalty of $0. The action was terminated on 2025-11-13.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot da30d15525e6.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 35274)
- Federal Reserve NIC profile (RSSD 233527)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record status: verification in progress as of Aug 13, 2026.
- Filing calendar not yet captured.
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 10, 2026, snapshot da282b8b6d23
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot ce747b85b618
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot da30d15525e6
To report an inaccuracy in this profile, see the corrections policy.