Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 32188 | Insured | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Charter | national/federal charter / Charter No. 707975 | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
Enforcement history
Penalty: $0
Terminated Dec 18, 2024.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding USAA Federal Savings Bank, dated 2019-01-07. The action includes a civil money penalty of $0. The action was terminated on 2024-12-18.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 740191dc85f3.
Penalty: $85,000,000
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a civil money penalty regarding USAA Federal Savings Bank, dated 2020-10-14. The action includes a civil money penalty of $85,000,000. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 387b6f5650b6.
Penalty: $382,500
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a civil money penalty regarding USAA Federal Savings Bank, dated 2020-11-11. The action includes a civil money penalty of $382,500. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 387b6f5650b6.
Penalty: $0
Terminated Dec 18, 2024.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding USAA Federal Savings Bank, dated 2022-03-17. The action includes a civil money penalty of $0. The action was terminated on 2024-12-18.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot ce747b85b618.
Penalty: $60,000,000
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a civil money penalty regarding USAA Federal Savings Bank, dated 2022-03-17. The action includes a civil money penalty of $60,000,000. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot ce747b85b618.
Penalty: $0
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding USAA Federal Savings Bank, dated 2024-12-18. The action includes a civil money penalty of $0. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot da30d15525e6.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 32188)
- Federal Reserve NIC profile (RSSD 619877)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record: 1 item(s) on record.
- enforcement_clear: 4 open action(s)
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 740191dc85f3
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 387b6f5650b6
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot ce747b85b618
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot da30d15525e6
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