Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 13748 | Insured | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Charter | national/federal charter / Charter No. 12018 | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
Enforcement history
Penalty: $0
Terminated Jul 26, 1995.
The Office of the Comptroller of the Currency issued a formal agreement regarding The Upstate National Bank, dated 1992-11-24. The action includes a civil money penalty of $0. The action was terminated on 1995-07-26.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 79f9c1d32760.
Penalty: $0
Terminated Jul 26, 1995.
The Office of the Comptroller of the Currency issued a formal agreement regarding The Upstate National Bank, dated 1993-03-10. The action includes a civil money penalty of $0. The action was terminated on 1995-07-26.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot cd1dc746f572.
Penalty: $0
Terminated Nov 4, 2004.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding The Upstate National Bank, dated 2002-03-22. The action includes a civil money penalty of $0. The action was terminated on 2004-11-04.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 87b78bf2ceeb.
Penalty: $0
Terminated Mar 22, 2006.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding The Upstate National Bank, dated 2004-11-04. The action includes a civil money penalty of $0. The action was terminated on 2006-03-22.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 2a456db506e6.
Penalty: $0
Terminated Feb 12, 2009.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding The Upstate National Bank, dated 2008-06-24. The action includes a civil money penalty of $0. The action was terminated on 2009-02-12.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 43d9f79b6a16.
Penalty: $0
Terminated Feb 26, 2014.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding The Upstate National Bank, dated 2009-02-12. The action includes a civil money penalty of $0. The action was terminated on 2014-02-26.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 9b51ae0104ae.
Penalty: $0
Terminated Dec 18, 2025.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding The Upstate National Bank, dated 2023-11-16. The action includes a civil money penalty of $0. The action was terminated on 2025-12-18.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot a84e7bc26c15.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 13748)
- Federal Reserve NIC profile (RSSD 313009)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record status: verification in progress as of Aug 13, 2026.
- Filing calendar not yet captured.
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 79f9c1d32760
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot cd1dc746f572
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 87b78bf2ceeb
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 2a456db506e6
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 43d9f79b6a16
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 9b51ae0104ae
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot a84e7bc26c15
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