Regulatory footprint
| Regulator | Relationship | License type / ID | Status | Status date | Source |
|---|---|---|---|---|---|
| FDIC | Insurance | deposit insurance / FDIC Cert. 25620 | Insured | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Charter | national/federal charter / Charter No. 20291 | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
| OCC | Supervision | primary federal regulator | Active | Aug 11, 2026 | Federal Deposit Insurance Corporation, retrieved Aug 11, 2026 |
Compliance obligations
BSA/AML
FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OFAC sanctions
United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.
Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
Enforcement history
Penalty: $0
Terminated Oct 17, 1996.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Credit One Bank, National Association, dated 1992-11-23. The action includes a civil money penalty of $0. The action was terminated on 1996-10-17.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 79f9c1d32760.
Penalty: $0
Terminated Feb 16, 1999.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Credit One Bank, National Association, dated 1996-10-17. The action includes a civil money penalty of $0. The action was terminated on 1999-02-16.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 14f39b97bb83.
Penalty: $0
Terminated Dec 5, 2005.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Credit One Bank, National Association, dated 2001-12-03. The action includes a civil money penalty of $0. The action was terminated on 2005-12-05.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 76276885e8fb.
Penalty: $0
Terminated Aug 24, 2009.
The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Credit One Bank, National Association, dated 2004-05-24. The action includes a civil money penalty of $0. The action was terminated on 2009-08-24.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 2a456db506e6.
Penalty: $10,000,000
No termination appears in the source record.
The Office of the Comptroller of the Currency issued a cease-and-desist order requiring restitution regarding Credit One Bank, National Association, dated 2004-05-24. The action includes a civil money penalty of $10,000,000. No termination of the action appears in the source record.
Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 2a456db506e6.
Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.
Filings
No filings captured yet.
Official records portals
- FDIC BankFind record (Cert. 25620)
- Federal Reserve NIC profile (RSSD 639567)
- FFIEC Call Report facsimiles (via NIC profile)
- Search SEC EDGAR filings by institution name
Public record status
Record: 1 item(s) on record.
- enforcement_clear: 1 open action(s)
This reflects public government records only. It is not an assessment of any company's compliance program.
Profile status
Sources & corrections
- Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 79f9c1d32760
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 14f39b97bb83
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 76276885e8fb
- Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 2a456db506e6
To report an inaccuracy in this profile, see the corrections policy.