Capital One, National Association | Compliance Profile Library

Regulatory footprint

Regulator	Relationship	License type / ID	Status	Status date	Source
FDIC	Insurance	deposit insurance / FDIC Cert. 4297	Insured	Aug 11, 2026	Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OCC	Charter	national/federal charter / Charter No. 13688	Active	Aug 11, 2026	Federal Deposit Insurance Corporation, retrieved Aug 11, 2026
OCC	Supervision	primary federal regulator	Active	Aug 11, 2026	Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

Compliance obligations

BSA/AML

FDIC-insured depository institution subject to the Bank Secrecy Act, 31 U.S.C. 5311 et seq., and its implementing rules for banks at 31 C.F.R. Part 1020.

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

OFAC sanctions

United States financial institution subject to the economic sanctions programs administered by the Office of Foreign Assets Control, 31 C.F.R. Chapter V.

Source: Federal Deposit Insurance Corporation, retrieved Aug 11, 2026

Enforcement history

Jul 30, 1991 · OCC · Cease-and-Desist Order

Penalty: $0

Terminated Jun 22, 1993.

The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Capital One, National Association, dated 1991-07-30. The action includes a civil money penalty of $0. The action was terminated on 1993-06-22.

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 888ba998d99f.

Jan 16, 2009 · OCC · Civil Money Penalty

Penalty: $125,000

No termination appears in the source record.

The Office of the Comptroller of the Currency issued a civil money penalty regarding Capital One, National Association, dated 2009-01-16. The action includes a civil money penalty of $125,000. No termination of the action appears in the source record.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 9b51ae0104ae.

Jul 25, 2012 · OCC · Cease-and-Desist Order

Penalty: $0

Terminated Nov 6, 2014.

The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Capital One, National Association, dated 2012-07-25. The action includes a civil money penalty of $0. The action was terminated on 2014-11-06.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 4e0362a85eb5.

Apr 25, 2014 · OCC · GLBA Agreement

Penalty: $0

Terminated Sep 20, 2022.

The Office of the Comptroller of the Currency issued a glba agreement regarding Capital One, National Association, dated 2014-04-25. The action includes a civil money penalty of $0. The action was terminated on 2022-09-20.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5cc069ac471e.

Apr 25, 2014 · OCC · GLBA Agreement

Penalty: $0

Terminated Sep 20, 2022.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5cc069ac471e.

Nov 6, 2014 · OCC · Civil Money Penalty

Penalty: $4,000,000

No termination appears in the source record.

The Office of the Comptroller of the Currency issued a civil money penalty regarding Capital One, National Association, dated 2014-11-06. The action includes a civil money penalty of $4,000,000. No termination of the action appears in the source record.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5cc069ac471e.

Jul 10, 2015 · OCC · Cease-and-Desist Order

Penalty: $0

Terminated Nov 4, 2019.

The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Capital One, National Association, dated 2015-07-10. The action includes a civil money penalty of $0. The action was terminated on 2019-11-04.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot efd8d1dc0756.

Oct 23, 2018 · OCC · Civil Money Penalty

Penalty: $100,000,000

No termination appears in the source record.

The Office of the Comptroller of the Currency issued a civil money penalty regarding Capital One, National Association, dated 2018-10-23. The action includes a civil money penalty of $100,000,000. No termination of the action appears in the source record.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot d3eb034b64a2.

Aug 5, 2020 · OCC · Cease-and-Desist Order

Penalty: $0

Terminated Aug 31, 2022.

The Office of the Comptroller of the Currency issued a cease-and-desist order regarding Capital One, National Association, dated 2020-08-05. The action includes a civil money penalty of $0. The action was terminated on 2022-08-31.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 387b6f5650b6.

Aug 5, 2020 · OCC · Civil Money Penalty

Penalty: $80,000,000

No termination appears in the source record.

The Office of the Comptroller of the Currency issued a civil money penalty regarding Capital One, National Association, dated 2020-08-05. The action includes a civil money penalty of $80,000,000. No termination of the action appears in the source record.

Order document ↗

Source: Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 387b6f5650b6.

Compiled from FDIC enforcement decisions and orders, OCC enforcement actions as of Aug 11, 2026.

Filings

No filings captured yet.

Official records portals

Public record status

Record status

Record: 1 item(s) on record.

enforcement_clear: 4 open action(s)

This reflects public government records only. It is not an assessment of any company's compliance program.

Profile status

Claim statusUnclaimed.

Validation statusNot independently validated.

Sources & corrections

Federal Deposit Insurance Corporation, retrieved Aug 11, 2026, snapshot c86c57993cf1
Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 888ba998d99f
Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 9b51ae0104ae
Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 4e0362a85eb5
Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 5cc069ac471e
Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot efd8d1dc0756
Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot d3eb034b64a2
Office of the Comptroller of the Currency, retrieved Aug 11, 2026, snapshot 387b6f5650b6

To report an inaccuracy in this profile, see the corrections policy.